Equipment leasing :
a solution tailored to your development

Is your business looking to upgrade or expand its equipment? Our equipment leasing offer lets you finance all your professional equipment without using up your cash, and by smoothing your expenses. We support your development by offering a solution that is quick, flexible, adaptable and tailored to your needs.

THE BENEFITS OF EQUIPMENT LEASING

Financing for up to 100% of the purchase price inc. VAT

No advance VAT payment (1)

Term, scales and payment periodicity all flexible

Lease payments tax-deductible(2)

OUR SERVICES

Insurance for death, total and irreversible loss of autonomy and incapacity for work

 

 

Covers the person responsible in case of death, permanent invalidity or temporary incapacity(3)

Equipment breakdown insurance

 

Covers damages caused to machines and attachments (destruction, theft or attempted theft)(4)

Financial loss insurance on Equipment

In the event of total destruction of the equipment, covers the difference between the loan’s outstanding repayment and the insurance allowance received(5)

Online monitoring

 

 

Online monitoring of your contracts

OUR EXPERTISE

Our equipment leasing experts benefit from considerable knowledge of the assets and markets in which they specialize. Ever attentive to your concerns, they are there to guide you with your project and to jointly define a made-to-measure package suited to your company’s financial and tax situation.

 

Call on our teams to receive personalized support and help further develop your business.

(1) BPCE Lease pays the VAT on the equipment to the supplier. The customer pays and reclaims the VAT on their lease payments.
(2) In accordance with the French tax legislation in force.
(3) Insurance covering death, total and irreversible loss of autonomy, and incapacity for work is provided via a contract with BPCE Vie, a company governed by the French Insurance Code.
(4) The equipment breakdown insurance is provided via a contract with MMA IARD, a company governed by the French Insurance Code.
(5) See contractual conditions.

To find out more about the insurance schemes, refer to the precontractual information documents.For leases with an increased health risk, refer to the “Aeras” convention website.

CUSTOMER 
TESTIMONIAL

Marie-Louise Balau

Financial manager of a logistics SME

Thanks to the equipment leasing solution, we now regularly invest in new machinery.

FOCUS GREEN


Have you considered installing LED lighting on your premises ?

Protect the environment and reduce your energy bill. Discover suitable financing solutions with our experts.