Equipment leasing :
a solution tailored to your development
Is your business looking to upgrade or expand its equipment? Our equipment leasing offer lets you finance all your professional equipment without using up your cash, and by smoothing your expenses. We support your development by offering a solution that is quick, flexible, adaptable and tailored to your needs.
Equipment leasing
THE BENEFITS OF EQUIPMENT LEASING
Financing for up to 100% of the purchase price inc. VAT
No advance VAT payment (1)
Term, scales and payment periodicity all flexible
Lease payments tax-deductible(2)
OUR SERVICES
Insurance for death, total and irreversible loss of autonomy and incapacity for work
Covers the person responsible in case of death, permanent invalidity or temporary incapacity(3)
Equipment breakdown insurance
Covers damages caused to machines and attachments (destruction, theft or attempted theft)(4)
Financial loss insurance on Equipment
In the event of total destruction of the equipment, covers the difference between the loan’s outstanding repayment and the insurance allowance received(5)
Online monitoring
Online monitoring of your contracts
OUR EXPERTISE
Our equipment leasing experts benefit from considerable knowledge of the assets and markets in which they specialize. Ever attentive to your concerns, they are there to guide you with your project and to jointly define a made-to-measure package suited to your company’s financial and tax situation.
Call on our teams to receive personalized support and help further develop your business.
(1) BPCE Lease pays the VAT on the equipment to the supplier. The customer pays and reclaims the VAT on their lease payments.
(2) In accordance with the French tax legislation in force.
(3) Insurance covering death, total and irreversible loss of autonomy, and incapacity for work is provided via a contract with BPCE Vie, a company governed by the French Insurance Code.
(4) The equipment breakdown insurance is provided via a contract with MMA IARD, a company governed by the French Insurance Code.
(5) See contractual conditions.
To find out more about the insurance schemes, refer to the precontractual information documents.For leases with an increased health risk, refer to the “Aeras” convention website.
